In the UK the banks closed branches "cos there’s cash machines and its cheaper".
Then they decided to charge a quid a time to use the cash machine (now there’s few branches left).
it didn’t last long before all the banks were boasting they THEY didn’t charge for ATM use.
Co-op bank NEVER charged for ATM use and also allowed post offices to be used as branches.
-Which also makes it funnier about pensioners complaining about pensions being paid into bank accounts and not collectible from the post office, and even stranger that the Co-op bank didn’t say "hey guys, get your pension paid into a co-op account and then come and get it out the post office".